- Life settlements are a profitable alternative to surrendering, borrowing against, or lapsing a life insurance policy.
- A life settlement is the sale of an in-force life insurance policy for a lump sum payment that is always greater than the cash-surrender value.
- The purchaser becomes the new owner and pays future premiums.
The process is quick, easy, requires no medical exams, and best of all;
Policyholders are free to use the proceeds however they wish.
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